An RSA holder whose employment has been terminated or who has been disengaged and has not been in any form of paid/gainful employment for a minimum period of six (6) months is qualified to apply for:

25% of the balance in his/her Retirement Savings Account in line with the Regulations for the Administration of Retirement and Terminal Benefits.

Requirements for Accessing 25% lumpsum after six months of  loss of Job:

1. Application letter from the RSA holder
2. Birth Certificate or Age Declaration
3. Letter of Termination/Dismissal from the employer.
4. Photocopy of any form of identification (i.e. Driver's license, National ID etc.).
5. 2 passport photographs
6. A duly completed ARM Pension Retirement Withdrawal Form